MEDIUM TOTE BAG - lacuna - brown

Pay in instalments with your credit card. No interest. No fees. No sign up. No credit checks.

How it works

1. Choose Float as your payment method at checkout.
2. Choose your number of instalments.
3. Complete your purchase like any other credit card transaction.

What do I need to pay with Float?

• You must own a South African issued VISA or Mastercard credit card (no debit cards).
• You must have the full amount of your purchase available in your credit limit.

At the time of purchase, the first interest-free* instalment is charged, and the remainder of the purchase amount is reserved on your credit card. The remaining instalments will be charged on the same day each month until your purchase is fully paid.

To learn more, please see the Shopper FAQs.

*Float never charges you interest or fees. Your standard credit card terms and conditions will still apply.

Payflex splits your order into four equal payments. You pay 25% today, and the remaining three instalments come off automatically every two weeks. No interest, ever.

1. Choose Payflex at checkout.
2. Sign up or log in — takes about a minute.
3. Pay 25% now. We ship your order straight away.
4. The remaining three payments run automatically.
5. If you would like to read more about this solution please click here

You'll need a South African ID number and a Visa or Mastercard debit or credit card. Approval is instant and subject to Payflex's terms. Default fees apply if you miss a payment.

PayJustNow splits your order into three equal payments over three months. You pay the first third today and the next two come off automatically — no interest and no hidden fees.

1. Choose PayJustNow at checkout.
2. Create an account or log in — it takes about a minute.
3. Pay the first third now. We ship your order straight away.
4. The next two payments run automatically on the 1st of each month.
5. If you would like to read more about this solution please click here

You'll need a South African ID number, a valid debit or credit card, an email address and a mobile number. You must be 18 or older. Approval is instant and subject to PayJustNow's terms.

Stitch Pay Later is the flexible one. Instead of a fixed plan, you pick how long you want to take — anywhere from two to six equal monthly instalments — and you see the full schedule before you commit.

1. Choose Stitch Pay Later at checkout.
2. Create your profile and verify your identity with a quick selfie.
3. Stitch runs an affordability check and approves your spend limit.
4. Pick 2, 3, 4, 5 or 6 monthly instalments and confirm.
5. If you would like to read more about this solution please click here

Everything lives in one dashboard afterwards — upcoming instalments, your payment method, and how much of your limit is left. Next time you shop, you're already approved.

The price you see at checkout is the price you pay — no setup fees, no hidden charges. Stitch is a licensed South African payment provider and is PCI DSS Level 1 certified. Your instalment options depend on your credit profile.

A Carrol Boyes Account is a revolving credit facility you can use online and in any Carrol Boyes store. Build your collection now and settle it over up to 12 months, with no interest and no extra fees.

Check if you qualify in 30 seconds. SMS your RSA ID number*Gross monthly income to 32472. SMS charged at R1.50.

1. Send the SMS, or start the application online, for a pre-approval decision.
2. Complete your personal details.
3. Upload a colour copy of your ID and your latest three months' bank statements.
4. Answer a few questions from a FeverTree consultant.
5. Shop with your account as soon as it's approved.
6. If you would like to read more about this solution please click here

Questions? Call 087 2100 336 or email enquiries@fevertreefinance.co.za.

FeverTree Accounts are provided by FeverTree Finance (Pty) Ltd, a registered credit provider (NCRCP19967). You have 12 months to settle your bill. You must be between 18 and 65, earn at least R5 000 per month, and be a responsible credit user. Subject to affordability and a credit check. South African citizens only. Your Account Agreement includes FeverTree Credit Life Insurance, underwritten by Guardrisk Life Limited, a licensed life insurer and authorised financial services provider (FSP76).